AvaTrade vs XM: costs, regulation and platforms compared
For a standard lot of EUR/USD, AvaTrade costs $9.00 all-in and XM $8.00 in the EU; AvaTrade ranks #5 and XM #4 of 7 ranked brokers there.
AvaTrade does not take clients in the UK; XM does not take clients in the UK.
For a standard lot of EUR/USD, AvaTrade costs $9.00 all-in in Australia; we have no verified all-in figure for XM in Australia; AvaTrade ranks #3 and XM #2 of 8 ranked brokers there.
For a standard lot of EUR/USD, AvaTrade costs $9.00 all-in in other countries; we have no verified all-in figure for XM in other countries; AvaTrade ranks #6 and XM #5 of 13 ranked brokers there.
| Measure | AvaTrade | XM |
|---|---|---|
| BrokersNest score and rank | 75.61/100 · #5 of 7 in the EU | 77.57/100 · #4 of 7 in the EU (higher score) |
| All-in cost per lot (EUR/USD) | $9.00 | $8.00 (lower cost) |
| Typical spread + commission | 0.9 pips, no commission (Standard) | 0.1 pips + $7.00 commission (Zero) |
| Minimum deposit | $100 (card); $500 (wire) | $5 (Standard / Ultra Low / Zero); Shares account $10,000 |
| Max. leverage (retail) | 1:30 | 1:30 |
| Regulator and entity | AvaTrade EU Ltd · CBI | Trading Point of Financial Instruments Ltd · CySEC 120/10 |
| Platforms | MT4 · MT5 · WebTrader · AvaTradeGO · AvaOptions · DupliTrade | MT4 · MT5 · XM app |
| Instruments | 1,250+ | 1,400+ |
| Hedging | Available | Available |
| Scalping | Available | Available |
| Demo account | 21 days | 90 days |
| Withdrawal payout | 1–2 business days | 1 business day |
| Data verified | 21 Sep 2026 | 21 Sep 2026 |
| Measure | AvaTrade Not available in the UK | XM Not available in the UK |
|---|---|---|
| BrokersNest score and rank | 75.61/100 | 77.57/100 (higher score) |
| Minimum deposit | $100 (card); $500 (wire) | $5 (Standard / Ultra Low / Zero); Shares account $10,000 |
| Platforms | MT4 · MT5 · WebTrader · AvaTradeGO · AvaOptions · DupliTrade | MT4 · MT5 · XM app |
| Instruments | 1,250+ | 1,400+ |
| Hedging | Available | Available |
| Scalping | Available | Available |
| Demo account | 21 days | 90 days |
| Withdrawal payout | 1–2 business days | 1 business day |
| Data verified | 21 Sep 2026 | 21 Sep 2026 |
| Measure | AvaTrade | XM |
|---|---|---|
| BrokersNest score and rank | 75.61/100 · #3 of 8 in Australia | 77.57/100 · #2 of 8 in Australia (higher score) |
| All-in cost per lot (EUR/USD) | $9.00 | — |
| Typical spread + commission | 0.9 pips, no commission (Standard) | — |
| Minimum deposit | $100 (card); $500 (wire) | $5 (Standard / Ultra Low / Zero); Shares account $10,000 |
| Max. leverage (retail) | 1:30 | 1:30 |
| Regulator and entity | Ava Capital Markets Australia Pty Ltd · ASIC 406684 | Trading Point of Financial Instruments Pty Ltd · ASIC 443670 |
| Platforms | MT4 · MT5 · WebTrader · AvaTradeGO · AvaOptions · DupliTrade | MT4 · MT5 · XM app |
| Instruments | 1,250+ | 1,400+ |
| Hedging | Available | Available |
| Scalping | Available | Available |
| Demo account | 21 days | 90 days |
| Withdrawal payout | 1–2 business days | 1 business day |
| Data verified | 21 Sep 2026 | 21 Sep 2026 |
| Measure | AvaTrade | XM |
|---|---|---|
| BrokersNest score and rank | 75.61/100 · #6 of 13 globally | 77.57/100 · #5 of 13 globally (higher score) |
| All-in cost per lot (EUR/USD) | $9.00 | — |
| Typical spread + commission | 0.9 pips, no commission (Standard) | — |
| Minimum deposit | $100 (card); $500 (wire) | $5 (Standard / Ultra Low / Zero); Shares account $10,000 |
| Max. leverage (retail) | 1:400 | 1:1000 |
| Regulator and entity | Ava Trade Markets Ltd · BVI FSC | XM Global Limited · FSC Belize · FSA Seychelles · FSCA |
| Platforms | MT4 · MT5 · WebTrader · AvaTradeGO · AvaOptions · DupliTrade | MT4 · MT5 · XM app |
| Instruments | 1,250+ | 1,400+ |
| Hedging | Available | Available |
| Scalping | Available | Available |
| Demo account | 21 days | 90 days |
| Withdrawal payout | 1–2 business days | 1 business day |
| Data verified | 21 Sep 2026 | 21 Sep 2026 |
How we compare: the same verified figures as each broker’s review, scored with one published method. How we rank →
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 53% and 80% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
AvaTrade or XM?
Which is cheaper, AvaTrade or XM?
All-in cost per standard lot of EUR/USD (spread plus commission): in the EU, AvaTrade $9.00 and XM $8.00.
Are AvaTrade and XM regulated in the UK, EU or Australia?
AvaTrade is regulated in the EU (CBI) and Australia (ASIC 406684); not in the UK. XM is regulated in the EU (CySEC 120/10) and Australia (ASIC 443670); not in the UK.
Which has the lower minimum deposit, AvaTrade or XM?
Minimum deposit at AvaTrade: $100 (card); $500 (wire). At XM: $5 (Standard / Ultra Low / Zero); Shares account $10,000.
How do AvaTrade and XM score in the BrokersNest rankings?
AvaTrade scores 75.61/100 and XM 77.57/100 under our published method.