Short answer: Add up what one round-trip trade costs you: the average spread in pips × $10 per standard lot on EUR/USD, plus the round-turn commission. That’s the all-in cost per lot. Then check the swap if you hold overnight, and any account fees.
The formula we use
All-in cost per lot = (average EUR/USD spread in pips × $10) + round-turn commission
| Account | Average spread | Commission (round turn) | All-in cost per lot |
|---|---|---|---|
| Typical Standard account | 1.2 pips | $0 | $12 |
| Typical raw account | 0.1 pips | $6 | $7 |
| Expensive Standard account | 1.8 pips | $0 | $18 |
Watch the commission wording
Some brokers quote commission per side ($3.50 per lot per side), others per round turn ($7). Per side means you pay it twice, once to open and once to close. Always convert to round turn before comparing.
Costs outside the all-in figure
- Swaps if you hold positions overnight
- Currency conversion if your account currency differs from what you trade
- Withdrawal and inactivity fees. See hidden fees.
Compare on BrokersNest
Every broker card shows the all-in cost per lot for the cheapest account available in your region, and our compare page lets you sort by it.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Most retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
